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BNZ out to woo personal business

The cut-throat consumer banking sector moves into a new phase tonight, with the BNZ's launch of a new personal banking system it claims as a world first.

Seeking to move away from an image as more of a bank for businesses, the BNZ hopes its new TotalMoney creation will help push its share of the home loan market from 16.1 per cent to 20 per cent.

TotalMoney allows family groups and couples to pool accounts, so all can earn a higher interest rate. All will be able to see each other's balances, but will not have access to the funds or be able to see transaction details.

It will also, for the first time, allow savings in one account to be "offset" against another person's floating home loan, forgoing interest, but making it quicker to repay the mortgage.


Brown Delivers A Budget For The Rich Which Penalises The Poor

Gordon Brown's last budget as chancellor of the exchequer ended his time at the treasury as he began it—robbing the poor and gutting the social services on which millions rely in order to benefit the rich. It was, at the same time, a declaration that, should he become prime minister as expected after Tony Blair steps down, the interests of big business will remain his paramount consideration. .


Find the Right Lender Before You Buy a Car

(ARA) - If you're in the market for a new car, there's more to take into consideration than just the make, model and features you'll be getting. You also have to figure out how you're going to pay for it.

Most people will end up taking out a loan; but who has the time to pound the pavement and research all the offers out there? To save yourself some valuable time and effort, do your "legwork" over the Internet.

A good site to turn to is www.HarborCredit.com. The company works with dealers across the country to help car shoppers find the best rates in their communities.

All you have to do to get started is select the kind of loan you need: one for a new car, used car or for a refinancing, then plug in your Zip Code. On the next screen you'll be asked for some personal and employment information, and whether or not you have a trade-in.



 

 

 

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