| Include Mitigation Money In Your SBA Home Repair Disaster Loan
MONTGOMERY, Ala. -- Homes and businesses damaged by the March 1 tornadoes can be built back safer and stronger with mitigation funds that are part of U.S. Small Business Administration (SBA) disaster loans. SBA makes funds available to approved disaster loan recipients for mitigation - measures you can take to make your building more resistant to damage should the same type of disaster strike again. .
Finding An Alternative To Bankruptcy
Bankruptcy is, to some degree, like the illusion of the palm tree and pond in the desert. Find the money to pay an attorney, file for bankruptcy and with the thump of a gavel the court makes your debt disappear. You can keep your house, if you have one; your car, if you have one of those; what's left to dispose of besides the furniture you bought on credit? Besides, “Everybody says it's a snap to get a credit card and be a credible borrower again in just a couple of years…" It is neither that attractive nor that simple. There are two basic bankruptcy options. One of them dissolves your debt obligations entirely (excepting those mortgage and car payments) and the other puts your financial matters in the hands of a bankruptcy court referee. If the court determines that your income does not justify complete bankruptcy, you will be directed to pay a portion of what is owed to each of your creditors.
When a person evaluates potential banks for personal finances, how ...
CHRIS MURRAY: Service. I think that with all of the mergers and acquisitions these days people still want to know that their business is important to the bank and they expect/demand good service no matter how many times they change the sign on the building. Of course you have to consider the line-up of products and services, as well as the convenience of branch locations and ATM access. But at the end of the line it's about your banker smiling when you make a deposit or withdrawal, sitting and listening to you when you are trying to get a loan for something important to you and your family, etc. The wave of consolidation is no where near complete and most consumers realize that. So now more than ever you should expect good service to compensate for any other disruptions you may encounter due to a new owner coming to your town.
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